I don't get it

I listened to a program that explained how the federal government is going to be releasing money so people can now go out and buy things on credit.

I don't understand. Isn't that how we got in this mess to begin with - buying things we couldn't afford and putting them on credit? It was a brain exercise for me to listen to the entire program. But, I failed the exercise because by the end, I still didn't get it.